Individual & Family Plans

Health insurance can shield you from overwhelming financial strain. If you have health insurance, you have a great deal of assistance with covering your medical bills.

When you have health insurance, many preventative care expenses are paid 100%, such as yearly checkups and regular screening tests. This is important because the purpose of preventative care is to identify health concerns early–when there is plenty of time to treat the issue and preserve your health.

You can only purchase private health insurance during the Annual Open Enrollment Period each year, which starts November 1 and ends December 15. This means you cannot enroll in private health insurance until the open enrollment period, unless you have a Qualified Special Enrollment event (involuntary loss of other coverage, having a baby, getting married, etc.).

The federal health insurance marketplace (also referred to as the “Marketplace” or “Exchange”), is the website where individuals can browse various healthcare plans available under the Affordable Care Act to see if you qualify for a subsidy/tax credit.

Yes! Neldal Insurance offers a wide variety of plans from a wide array of carriers. Our expertise and years of experience ensure that we can match your needs with the best insurance that meets your budget.

You should consider not choosing plans that exclude your doctor or any local doctors from the plans provider network. Next, determine whether you want more health coverage and higher premiums, or lower premiums and higher out-of-pocket costs. Also, make sure that any plan you choose will pay for your regular and necessary care, like prescriptions and specialists. At Neldal Insurance we will present plan options to you that meet your needs and give you access to local healthcare providers.